Your 2026 renewal feels different, and you aren’t imagining it. With family...

https://www.mediafire.com/file/f8hzdtmn1o5qn6a/pdf-52153-91261.pdf/file

Your 2026 renewal feels different, and you aren’t imagining it. With family premiums already hitting that $27,000 benchmark this year, the old "annual increase" model is officially broken