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credit score after debt relief 5

https://getcreditscorerepaircreditshop.ironwoodscope.com/posts/credit-score-repair-what-you-need-to-know-before-starting

After settling debts through relief programs, many see their credit scores dip temporarily because accounts are marked as settled rather than paid in full. Over time, though, scores often recover as the debt-to-credit ratio improves and on-time payments are made, sometimes leading to a stronger position than before.