Master Annual Policy Reviews: What You'll Achieve in 30 Days
https://www.yankee-bookmarkings.win/when-smoke-ruins-more-than-walls-what-i-tell-people-about-smoke-damage-claims-and-local-coverage-traps
Most homeowners assume "my policy will handle it" until they file a claim and discover there's no undo button. Skipping an annual review costs people thousands, especially when furniture and electronics depreciate faster than they expect