Lifetime cover sounds like a safety net, but insurers often hike premiums...

https://zoom-wiki.win/index.php/Why_do_Frenchies_peak_with_BOAS_at_2_to_3_years_old%3F_(And_why_your_insurance_choice_will_break_you)

Lifetime cover sounds like a safety net, but insurers often hike premiums annually. When a bilateral cruciate repair can easily top £7,000, you need a policy that actually pays out without you fighting every invoice