Inherited a Rolex and wondering if you should sell or take a collateral loan?...

https://www.bookmark-ignite.win/when-you-inherit-a-rolex-knowing-the-difference-between-insurance-value-and

Inherited a Rolex and wondering if you should sell or take a collateral loan? Understanding the difference between insurance value and resale value is key. Insurance value often covers replacement cost, while resale value reflects the current market price